All codesPersonal ServicesLow Risk

7230Beauty & Barber Shops

Beauty and grooming services. Booking platforms and appointment-based payments are common.

Networks:VisaMastercardAmexDiscover

Merchants Using MCC 7230

Well-known businesses assigned this code

Hair salonsBarber shopsNail salonsSpas

Risk Assessment

Standard processing rates. Most payment processors accept this MCC with minimal additional requirements.

Common Use Cases

  • Haircuts
  • Beauty treatments
  • Spa services
  • Grooming

Category Details

Category
Personal Services
MCC Range
7200–7299
Description
Laundry, cleaning, photography, and personal services.

Why MCC Codes Matter for Your Business

Your MCC code directly affects how card networks and processors treat your transactions.

Approval Rate Impact

Processors have different acceptance rates per MCC. A misclassified code can silently tank your approval rate by 5-15%, costing revenue on every declined transaction.

Interchange Fees

The interchange fee you pay on every transaction is directly tied to your MCC code. Some categories pay 0.5% less per transaction — at scale, that compounds into significant savings or hidden costs.

Chargeback Thresholds

Visa and Mastercard set different chargeback monitoring thresholds per MCC category. High-risk MCCs face stricter limits — exceeding them triggers fines, reserve requirements, or account termination.

Wrong MCC = Serious Risk

An incorrect MCC assignment means you could be paying inflated fees, hitting the wrong chargeback program, or worse — facing account termination for "MCC mismatch" during a processor audit.

Tagada Optimizes Routing by MCC Code

Tagada's payment orchestration engine analyzes your MCC code to route each transaction to the processor with the highest approval rate and lowest fees for that specific merchant category. For MCC 7230, this means your beauty & barber shops transactions are automatically sent through the optimal path in your processor stack.

Related Payment Terms

Frequently Asked Questions

What is MCC 7230?

MCC 7230 is for beauty and barber shops including hair salons, barber shops, nail salons, and day spas.

Is MCC 7230 high risk?

No, beauty services are a low-risk MCC code.

How do salon booking platforms handle payments?

Platforms like Fresha and Vagaro process salon payments, typically using MCC 7230 with appointment-based billing.

Tagada Platform

Optimize MCC 7230 payments with Tagada

Tagada's intelligent routing engine optimizes MCC 7230 transactions for the best approval rate, lowest fees, and fastest settlement across your processor stack.